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Fix & Flip · Michigan

Fix & flip loans in Michigan — fund the deal, keep your cash.

Michigan is some of the country’s highest cash-on-cash returns across Detroit and Grand Rapids. Mortava funds flips statewide — up to 95% LTC plus 100% of rehab, draws within 24 hours, and 2-hour term sheets — so you can move fast on deals in Detroit, Grand Rapids, Ann Arbor and beyond.

Up to 95% LTC + 100% of the rehab funded
Rehab draws reimbursed within 24 hours
First-time flippers welcome (620+) · close in 7–10 days
Send your Michigan project
2-hour term sheet · no hard credit pull.
Business-purpose financing for investors. Indicative terms only — not a commitment to lend.

Why flippers finance Michigan projects with Mortava

In a market like Michigan, speed and leverage decide your margin. Mortava funds up to 95% of cost plus the full rehab, reimburses draws within 24 hours, and sends indicative term sheets in about two hours — so you can compete on Detroit, Grand Rapids, Ann Arbor deals and recycle capital into the next project faster.

Top metros we fund
Detroit, Grand Rapids, Ann Arbor
Max leverage
Up to 95% LTC + 100% of rehab
Speed
Draws in 24h · close in 7–10 days · 2-hr term sheets
Terms
12–18 months · up to $5M · FICO 620+

Michigan fix & flip loan FAQ

Can I get a fix and flip loan in Michigan?
Yes. Mortava funds fix & flip projects across Michigan, including Detroit, Grand Rapids, Ann Arbor. We lend up to 95% of loan-to-cost plus 100% of the rehab budget, so you keep cash in the deal.
How much can I borrow on a Michigan flip?
Up to 95% of the purchase price (LTC) plus 100% of your rehab budget, capped at roughly 75% of the after-repair value (ARV). Loan amounts up to $5M in Michigan.
Do you fund first-time flippers in Michigan?
Yes — first-time flippers are welcome in Michigan with a 620+ FICO. Stronger credit and prior projects unlock higher leverage.
How fast can Mortava close a flip in Michigan?
Michigan fix & flip loans can close in as few as 7–10 days, with indicative 2-hour term sheets and rehab draws reimbursed within 24 hours.
What property types qualify for a Michigan fix & flip loan?
Single-family, 2–4 units, condos, and townhomes across Michigan. Standard and extensive rehabs both qualify; ground-up construction is reviewed separately.
Fix & flip loans by state
Flip in AlabamaFlip in AlaskaFlip in ArizonaFlip in ArkansasFlip in CaliforniaFlip in ColoradoFlip in ConnecticutFlip in DelawareFlip in FloridaFlip in GeorgiaFlip in HawaiiFlip in Idaho
All Fix & Flip programs → DSCR loans in Michigan → Instant quote & pre-qualify →